Comments on: Is the Delta SkyMiles Reserve Card worth it?

By: David Hennard

David Hennard — Wed, 24 Jun 2020 09:55:59 +0000

One of the perks I have found nearly impossible to use is the companion certificate. I have had this card 2 years and I have had no luck in using for my trips with my wife. We only travel for vacation about 3 times per year. I will go through 4-5 destinations in our allotted time of before I am able to book this ‘perk’. I will be changing cards.

By: Jnita

Jnita — Fri, 07 Feb 2020 17:21:26 +0000

Need to update wording. As of January 31 this card changed. 3 miles per $ Delta and added centurion lounges Etc. Fee change for bringing someone else to lounge and you get two free guest passes. These our just ones off top of my head.

By: Jason

Jason — Mon, 25 Mar 2019 17:54:34 +0000

In reply to Jonathan.

Yes, Chase looks at your personal credit report and counts any card you’ve opened from any bank in the past 24 months. But if the card doesn’t appear on your personal credit report, then Chase doesn’t add it to your count. And some business cards don’t show up on your personal credit report.

But the Chase 5/24 rule won’t restrict you from opening an AMEX card like this one.

By: Jonathan

Jonathan — Mon, 25 Mar 2019 16:00:42 +0000

So…..applying for this AmEx card counts against the Chase 5/24 rule? I thought that only applied to Chase cards specifically?